Every statement read,
reconciled to the penny.
Lendro turns raw bank-statement PDFs into a structured, trustworthy underwriting read — every number tied back to the bank’s own balance before it’s ever shown.
- Opening balance$18,204.11
- + Deposits+$184,920.00
- − Withdrawals−$179,612.40
- Closing balance$23,511.71
- Highland CapitalQualified
- Cedar Funding GroupQualified
- Meridian AdvanceReview
- Pinnacle MCADeclined
Built for ISOs, brokers, and funders who underwrite at volume
Illustrative placeholders
Everything you need to underwrite, in one pass
Read every statement, reconcile it to the bank’s own balance, match funders against their buy-box, and run the whole deal from lead to funded — including the submit-to-offer email loop. It’s built and shipping today.
- 03/04ACH DEPOSIT — STRIPE+$4,210.00
- 03/05CARD SETTLEMENT+$2,940.55
- 03/06PAYROLL RUN−$8,120.00
- 03/07ACH DEPOSIT — SQUARE+$1,775.20
It reads every statement for you
Drop in a PDF and Lendro’s vision model transcribes each line into structured transactions. The model only reads — never does the math — so what you get is clean, itemized data, not a black-box estimate.
- Every line item transcribed to structured JSON
- Long statements chunked so nothing times out
- Misread years and duplicate seams cleaned up automatically
Reconciled to the bank’s own balance
A number is never served as fact unless it ties back to the bank’s printed running balance. If it reconciles, the read is marked high. If it doesn’t, it’s flagged needs review — so a wrong number never slips through as a confident one.
- Tied line-by-line to the printed running balance
- Summary-totals fallback for balance-less statements
- Anything that can’t tie out is flagged, never guessed
It matches funders automatically
Reconciled metrics run straight through each funder’s buy-box — revenue thresholds, NSF and negative-day limits, position and stacking rules — to sort every funder into qualified, review, or declined before a human looks.
- Buy-box rules applied to revenue, NSFs, negative days
- Stacking and existing-position checks built in
- Qualified / review / declined in one pass
It runs the whole pipeline
From first lead to funded deal, Lendro keeps every stage on one board — underwrite, offers, contracts — with missing-doc blockers and a live stage bar so nothing stalls between steps.
- Lead intake through funded, one connected flow
- Missing-doc chips surface blockers early
- Offers and contracts tracked to the stage bar
The other side of the table — coming soon
Brokers send you deals today. Next, Lendro gives funders their own surface: submissions land pre-underwritten against your box, decisioning is instant, and your whole portfolio sits on one risk view. We’re building it now.
Receive & auto-underwrite submissions
Broker submissions land directly in your queue and are pre-underwritten against your box the moment they arrive — no re-keying, no waiting on a manual first pass.
PlannedInstant decisioning on your buy-box
Every reconciled file runs through your own criteria — revenue floors, NSF and negative-day limits, position and stacking rules — and comes back qualified, review, or declined in one pass.
PlannedPortfolio & risk dashboard
See live exposure, performance, defaults, and concentration across your book — so you can spot a risk cluster before it becomes a loss, not after.
PlannedSyndication & participation management
Split deals, track each participant’s share, and reconcile payouts automatically — syndication handled in the same place you underwrite.
PlannedFunding deals? Get on the list.
We’ll let you know the moment the funder side opens up — no spam, just one email when it’s ready.
Underwrite in minutes, not hours.
Give your team a pre-read it can trust — every statement reconciled, every funder matched, before anyone picks up the file.
Get started